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Diminished value & total-loss appraisals
Even after a quality repair, accident history can knock thousands off your car's value. Get a professional, signed appraisal that documents the loss — then submit it to your insurer yourself. Flat fee. No percentage. No lawyers.
About 2 minutes. No account, no card. We check your state's rules first.
Illustrative examples
In cases like these, a documented loss can look like:
Sedan / Late-model EV
$4,000–$8,000
Front-end collision with sensor and calibration work.
Luxury sedan
$5,000–$12,000
Structural repair recorded on the vehicle history report.
SUV / Truck
$3,500–$8,000
Rear-impact repair on a newer, high-resale model.
Illustrative examples only — not a prediction of your result. Your number depends on your vehicle, the damage, and the market evidence.
Not sure which applies?
Two situations, two products. Tell us which one fits and we'll point you to the right estimate.
Your vehicle was fixed but is now worth less because it has an accident on its history. That loss is diminished value.
Estimate diminished value →The insurer is paying you out instead of repairing — and the payout may be below what your car was actually worth. That's a total loss valuation.
Check what your car was worth →How it works
A clear, four-step process. You stay in control and submit the finished package yourself.
Share your VIN, mileage, and a few accident details. Takes about a minute — no account required.
Add repair records, photos, and purchase or valuation evidence through a secure upload.
An appraiser reviews the evidence, sets the opinion of value, and signs the report.
Download your report, exhibit packet, and an editable letter, then submit them yourself.
Why this happens
Diminished value isn't about repair quality. It's about how the market treats a vehicle once it has accident history.
Once an accident is on the vehicle's history report, buyers and dealers factor it into what they'll pay.
Even a well-repaired vehicle often sells or trades for less than a comparable car with a clean history.
Frame, suspension, airbag, and sensor or calibration work tend to reduce market value the most.
Who we help
Certain vehicles lose more value after an accident. We specialize in documenting it.
Buyers and trade-in programs react strongly to accident history, sensor, and calibration records.
Premium buyers pay a premium for clean history — and discount accordingly when it isn't.
Newer vehicles with strong resale value have the most to lose after a reported accident.
The deliverable
A clear, documented opinion of value — completed and signed by a professional appraiser, with the evidence organized into an exhibit packet.
Questions
It's the difference between what your vehicle was worth before the accident and what it's worth now that it has accident history — even after quality repairs.
Insurers routinely receive independent appraisals with diminished value claims. Yours is an independent, professional opinion of value — completed and signed by a professional diminished value appraiser, with supporting market evidence and a public verification link an insurer can use to confirm it's authentic. We can't promise how any insurer will respond; the report's job is to document your loss credibly.
Yes. We provide an independent appraisal report that you submit yourself. We don't represent you, we don't contact your insurer, and we never negotiate your claim — you stay in control of every step.
We can't guarantee payment. A report gives you organized, professional documentation to support the amount you're requesting and respond more effectively.
If your insurer comes back with $0 — or an offer below what you paid for the report — our Rebuttal Guarantee adds the Rebuttal Package (a $149 value) free. Just send us their written response within 90 days of purchase. The rebuttal is also available any time as an add-on, and as always you send every letter yourself.
A flat fee: $399 Standard, $699 Premium. We never take a percentage of any recovery — the price is the price, not a cut of your check.
The free estimate checks your state's eligibility rules first, before you pay anything. If a diminished value claim isn't available where you are, we tell you up front — no price, no purchase.
Most reports are completed within a few business days of receiving your documentation. Missing documents are the most common delay.
Get a free estimate in under 60 seconds. No account required, and we tell you honestly if you don't have a claim.