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Low settlement offer
If the insurer's diminished value figure seems low, an independent, appraiser-signed report gives you market evidence to answer their number with your own.
How to respond
Three steps to answer the insurer's number with evidence.
An appraiser reviews your evidence and signs an opinion of value with market support.
See how the insurer's figure lines up against documented market evidence.
You send the report — and, if they counter, a focused rebuttal package is included at no extra cost.
Why documentation wins
| Feature | Signed report | No documentation |
|---|---|---|
| Independent appraiser's signature | ✓ | — |
| Supporting market evidence | ✓ | — |
| A specific, supported figure | ✓ | — |
| A public verification link | ✓ | — |
| A rebuttal included if they counter | ✓ | — |
Initial figures are sometimes low. A documented, appraiser-signed report gives you evidence to request a specific amount rather than negotiate blind.
A rebuttal package is a self-serve toolkit for strengthening your own response: a refreshed appraisal signed by a professional appraiser, plain-language explanations of common insurer objections, and response letters you complete and send yourself.
No. We prepare the documentation; you submit and respond yourself. We don't contact insurers or represent you.
Not sure which applies?
Two situations, two products. Tell us which one fits and we'll point you to the right estimate.
Your vehicle was fixed but is now worth less because it has an accident on its history. That loss is diminished value.
Estimate diminished value →The insurer is paying you out instead of repairing — and the payout may be below what your car was actually worth. That's a total loss valuation.
Check what your car was worth →Get a free estimate in under 60 seconds. No account required, and we tell you honestly if you don't have a claim.