Loading…
We use privacy-friendly analytics to improve this site. Analytics load only if you accept.
State Farm diminished value
An independent, appraiser-signed report gives you documented market evidence to support a diminished value claim. You submit it yourself.
What to expect
Like most large insurers, State Farm evaluates diminished value claims when they're supported by credible documentation. A professionally-signed report with market evidence helps you present a specific, supported figure rather than a general request.
We aren't affiliated with any insurer. Our report is an independent opinion of value that you submit yourself; we don't contact your insurer or represent you in your claim.
The process
A signed report gives you organized evidence to support the amount you request.
An appraiser reviews your evidence and signs an opinion of value.
You send the report and an editable letter to the insurer — we never do.
If they come back lower, a focused rebuttal package — included with your report — strengthens your reply.
We can't guarantee any outcome. Insurers are more likely to engage with a claim supported by credible, documented evidence — which is what our report provides.
No. We're independent. We prepare your report and an editable letter; you submit everything yourself.
Not sure which applies?
Two situations, two products. Tell us which one fits and we'll point you to the right estimate.
Your vehicle was fixed but is now worth less because it has an accident on its history. That loss is diminished value.
Estimate diminished value →The insurer is paying you out instead of repairing — and the payout may be below what your car was actually worth. That's a total loss valuation.
Check what your car was worth →Get a free estimate in under 60 seconds. No account required, and we tell you honestly if you don't have a claim.